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Privacy Policy
Privacy Policy
Calibrated Insurance Services, LLC is committed to protecting and respecting your privacy. This Privacy Policy describes how we collect, use, share, and safeguard personal information obtained through our website (https://calibrated-ins.com) and in connection with our services.
By using our website or submitting personal information, you acknowledge the practices described in this Privacy Policy.
1. Information Collected
Calibrated Insurance Services, LLC may collect various types of personal information, including but not limited to:
- Contact Information: Names, mailing addresses, email addresses, telephone numbers, and other contact details.
- Insurance Information: Insurance policy details, claim information, property information, and related documentation.
- Financial Information: Financial information relevant to insurance claims, appraisals, assignments, or other services.
- Submitted Information: Documents, photographs, forms, correspondence, and other information voluntarily provided through our website or during interactions with our company.
- Website Usage Information: Technical information such as IP addresses, browser types, device information, and website activity, where collected through cookies, analytics, or similar technologies.
2. Collection Purposes
We collect and process personal information for purposes related to our business operations and the services we provide, including:
- Facilitating insurance-related services, appraisals, assignments, and claims-related activities.
- Communicating with clients, insurance professionals, and other relevant parties.
- Processing service requests, responding to inquiries, and providing requested information.
- Supporting appraisal proceedings, mediations, dispute resolution, and pre-litigation services.
- Managing business relationships, maintaining records, and fulfilling contractual obligations.
- Improving website functionality, customer experience, and service delivery.
- Complying with applicable legal, regulatory, and professional obligations.
3. Data Handling and Security
Calibrated Insurance Services, LLC recognizes the importance of safeguarding personal and confidential information.
We take reasonable measures designed to protect information against unauthorized access, disclosure, alteration, misuse, or destruction.
While we strive to maintain appropriate safeguards, no method of electronic transmission or storage can be guaranteed to be completely secure.
We encourage users to exercise caution when submitting sensitive information electronically.
Personal information may be retained as necessary to fulfill business purposes, meet legal or regulatory obligations, resolve disputes, and maintain appropriate records.
4. Sharing and Disclosure
Calibrated Insurance Services, LLC may disclose personal information when reasonably necessary to provide services, facilitate business operations, or comply with applicable laws.
Depending on the services requested, information may be shared with:
- Insurance Companies and Industry Professionals: Insurance carriers, adjusters, appraisers, and other professionals involved in insurance-related matters.
- Service Providers: Third-party vendors and technology providers supporting website operations, document processing, communications, or other business functions.
- Dispute Resolution Parties: Mediators, attorneys, consultants, and other authorized parties involved in appraisals, negotiations, or dispute resolution.
- Legal and Regulatory Authorities: Government agencies, regulatory bodies, courts, or law enforcement when disclosure is required or permitted by law.
We seek to limit the disclosure of personal information to what is reasonably necessary for the applicable purpose and in accordance with legal requirements.
5. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to support website functionality, improve user experience, and understand how visitors interact with our website.
These technologies may collect information about browser preferences, device characteristics, and website activity.
Users may manage or disable certain cookies through their browser settings. Disabling cookies may affect the functionality or availability of certain website features.
Where required by applicable law, additional notices or choices regarding cookies and tracking technologies will be provided.
6. User Rights and Choices
Depending on applicable privacy laws and the nature of the information collected, individuals may have certain rights regarding their personal information.
These rights may include:
- Requesting access to personal information maintained about them.
- Requesting corrections to inaccurate or incomplete personal information.
- Requesting deletion of certain personal information, subject to applicable legal and business requirements.
- Exercising other privacy rights available under applicable state or federal laws.
Calibrated Insurance Services, LLC will review privacy-related requests and respond as required by applicable law.
Certain information may need to be retained to satisfy legal obligations, contractual requirements, insurance-related recordkeeping, or legitimate business purposes.
To submit a privacy-related inquiry or request, please contact us through the contact form available on our website.
7. Updates to Privacy Policy
Calibrated Insurance Services, LLC reserves the right to update or modify this Privacy Policy periodically to reflect changes in business practices, legal requirements, or website operations.
Updates will be published on this website, and material changes may be communicated through additional notices when appropriate or required by law.
We encourage visitors to review this Privacy Policy periodically to remain informed about how personal information is handled.
8. Legal Compliance
Calibrated Insurance Services, LLC is committed to handling personal information in accordance with applicable federal and state privacy laws and regulations, including relevant Texas requirements.
Depending on the nature of the information collected and the services provided, additional privacy obligations or protections may apply.
Nothing in this Privacy Policy is intended to limit any rights or protections granted to individuals under applicable law.
9. Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact Calibrated Insurance Services, LLC through the contact form available on our website.
Website: https://calibrated-ins.com
Terms of Use
Terms of Use
These Terms of Use govern your access to and use of the Calibrated Insurance Services, LLC website (https://calibrated-ins.com). By accessing or using our website, you agree to comply with these Terms of Use and all applicable laws and regulations.
1. Use of Website
- You agree to use our website only for lawful purposes and in accordance with these Terms of Use and applicable laws.
- You are responsible for maintaining the confidentiality of any login credentials associated with your account and for activities conducted through your account.
- You agree not to engage in activities that could damage, disable, disrupt, or interfere with the operation or security of our website.
2. Intellectual Property Rights
- The content, design, logos, graphics, text, and other materials displayed on this website are owned by or licensed to Calibrated Insurance Services, LLC and are protected by applicable intellectual property laws.
- You may not reproduce, distribute, modify, republish, or commercially exploit any website content without prior written permission from Calibrated Insurance Services, LLC, except as permitted by applicable law.
3. Information Accuracy
- Calibrated Insurance Services, LLC strives to provide accurate, current, and reliable information on its website. However, we do not guarantee that all information is complete, accurate, or up to date.
- Information provided on this website is intended for general informational purposes and should not be considered a guarantee of services, outcomes, or claim resolutions.
- Your reliance on information obtained through this website is at your own discretion and risk.
4. Third-Party Links
- Our website may contain links to third-party websites or services for your convenience and reference.
- The inclusion of these links does not constitute an endorsement by Calibrated Insurance Services, LLC.
- We are not responsible for the content, security, availability, or privacy practices of third-party websites.
5. Limitation of Liability
- To the fullest extent permitted by applicable law, Calibrated Insurance Services, LLC shall not be liable for damages arising from or related to your use of, or inability to use, this website, including indirect, incidental, consequential, special, or punitive damages.
- We do not guarantee that access to our website will be uninterrupted, secure, or free from errors, viruses, or other harmful components.
- Nothing in these Terms of Use excludes or limits liability that cannot lawfully be excluded or limited.
6. Indemnification
You agree, to the extent permitted by applicable law, to indemnify and hold harmless Calibrated Insurance Services, LLC and its officers, employees, representatives, and affiliates from claims, damages, liabilities, losses, and reasonable expenses arising from your unlawful use of the website or your violation of these Terms of Use.
7. Modifications to Terms
Calibrated Insurance Services, LLC reserves the right to update or modify these Terms of Use at any time. Any changes will become effective upon publication on this website unless otherwise specified.
Your continued use of the website following the publication of updated Terms of Use constitutes your acceptance of those changes, to the extent permitted by applicable law.
8. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law principles, except where otherwise required by applicable law.
9. Contact Information
If you have any questions or concerns regarding these Terms of Use, please contact Calibrated Insurance Services, LLC through the contact form available on our website.
Website: https://calibrated-ins.com
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