Insurance Property Appraisal
Calibrated provides independent property insurance appraisal services to assist in resolving disputes concerning the amount of loss.
Our experienced appraisers evaluate disputed damages, prepare supporting documentation, and participate in the appraisal process in accordance with applicable appraisal provisions.
Calibrated provides oversight, communication, and file management throughout the process while preserving each appraiser’s independent professional judgment.
Large Loss Appraisals
Calibrated has experience handling complex residential and commercial property appraisals, including large-loss assignments that require extensive inspections, detailed documentation, technical knowledge, and careful evaluation of disputed amounts of loss.
Our professionals bring experience across a broad range of property systems and construction components, providing independent findings and well-supported documentation within the scope of the appraisal assignment.
Roof Referrals
Calibrated provides professional roof inspection and damage assessment services to support insurance carriers throughout the claim evaluation process.
Our services include initial inspections, reinspections, and inspections involving disputed damages.
Each assignment includes a detailed roof inspection, roof diagram, photographic documentation, and a professional assessment of observed damages and recommended repairs.
When requested, Calibrated can also prepare repair estimates and extend the inspection to include interior damages, with supporting photographs and estimates as needed.
Our findings and documentation are provided to the assigned desk adjuster, who retains responsibility for coverage determinations and claim settlement.
Task Assignments
Calibrated Insurance Services provides task-based inspection and documentation services for insurance carriers and claims professionals requiring assistance with specific aspects of a property claim.
Unlike an appraisal assignment, a task assignment is limited to the particular inspection, evaluation, or documentation requested by the client.
Our professionals perform the assigned work, document their findings, and provide reporting within the requested scope. Task assignments may involve field inspections, additional documentation, reinspections, or other specifically requested evaluations.
Calibrated does not assume responsibility for adjusting the entire claim, determining coverage, or making settlement decisions. Those responsibilities remain with the appropriate claims decision-makers.
Request a Task Assignment
Contact Calibrated or use our Submit an Assignment form to request assistance with a specific task.
Mediation
Calibrated provides mediation services to assist parties in resolving property insurance disputes through a structured, collaborative process.
Mediation allows the parties to discuss their differences and explore potential resolutions with the assistance of a neutral mediator, without requiring a formal appraisal award or court determination.
Pre-Litigation
Calibrated provides professional property damage evaluations and documentation services to support insurance matters prior to litigation.<
Our qualified professionals review available claim documentation, including prior inspection reports, photographs, estimates, and other relevant materials, to identify and evaluate disputed damages.
Services may include additional property inspections, detailed damage assessments, photographic documentation, repair estimates, and comprehensive reporting.
Our objective is to provide clear, thorough, and well-supported findings that assist insurance carriers and their representatives in evaluating disputed matters and preparing for potential litigation.
Coverage determinations, negotiations, and settlement decisions remain the responsibility of the insurance carrier and its authorized representatives.
Assignment of Benefits
An Assignment of Benefits (AOB) involves the transfer of certain insurance-related rights or benefits from a policyholder to a third party, often a contractor or restoration company.
Calibrated provides independent property inspections, damage evaluations, and supporting documentation for insurance matters involving an AOB.
Our services may include reviewing existing estimates and supporting documentation, conducting property inspections, evaluating the scope and extent of observed damages, and preparing detailed reports, photographs, and repair estimates when requested.
Our findings are provided to the insurance carrier and its authorized representatives to assist in their evaluation of the matter.
Calibrated does not determine coverage, validate the legal enforceability of an AOB, negotiate settlements, or authorize payments. Those responsibilities remain with the insurance carrier and its authorized representatives.
